::Positive Attitude::

This is Business

Father : "I want you to marry a girl of my choice"
Son : "I will choose my own bride!"
Father : "But the girl is Bill Gates’ daughter."
Son : "Well, in that case...ok"


Next - Father approaches Bill Gates.
Father : "I have a husband for your daughter."
Bill Gates : "But my daughter is too young to marry!"
Father : "But this young man is a vice-president of the World Bank."
Bill Gates : "Ah, in that case...ok"


Finally Father goes to see the president of the World Bank.
Father : "I have a young man to be recommended as a vice-president."
President : "But I already have more vice- presidents than I need!"
Father : "But this young man is Bill Gates’ son-in-law."
President : "Ah, in that case...ok"


This is how business is done!!
Moral: Even If you have nothing, You can get Anything. But your
attitude should be positive


Think +++++++ve.

a Professorship?!!

Definitely!!!

Here's an excerpt of an email I just received from sahabat Dr Zaini;) :

-----------------

From: Md Zaini Bin Jamaludin, Prof. Madya, Dr.
Sent: Monday, November 02, 2009 3:39 PM
To: Sumayyah Bte. Mohd Idris
Subject: RE:

Thanks for the prompt respond sahabat.

Wassalam

BTW welcome to UNITEN hope you will work harder to get your Professorship by the age of 40 or earlier…. as what you have envision for;)

-----------------

InsyaAllah.....

psst: Today (021109) is a start of another very exciting journey of my life. Thank You Allah! ;)

To Finish as a King!~

Just read this post from Sir Zul's blog & found it very2 interesting. It was well written & really touches me deep to the heart. Very inspiring & motivating! ;)

As extracted from the Sifu:

Do it right next time
The application is still buggy, but of course it works! I want to do it right. No more hard way!

Should I regret my journey? Of course not!

Wise Old Man: Who is the most fortunate man in the world ?
Prince : A king who can conquer the world.
Wise Old Man: Who is more fortunate than that King.
Prince: Who?
Wise Old Man: A traveler when he completed his journey.

I want to complete this journey! I want to be more than a King!

For more: Sir Zul's blog

KE MANA WANG ANDA?

i want this bookk~

KE MANA WANG ANDA?

Hajah Rohani Dato’ Mohd Shahir
ISBN 978-983-097-205-3
Tebal: 224 ms
Harga: RM20

Anda perlu memiliki buku ini jika anda mahu:
- BEBAS daripada masalah kewangan pada masa hadapan
- BEBAS daripada belenggu hutang
- MENAMBAH pendapatan diri dan keluarga
- TAHU tentang risiko jika pendapatan meningkat


Lagi...
- MENCAPAI matlamat kewangan dari mula bekerja hingga bersara
- JAMINAN kewangan
- TIP mengurus wang pinjaman pengajian tinggi dengan bijak
- BELAJAR mengawal perbelanjaan
- MERANCANG kewangan keluarga
- TIP merancang perbelanjaan untuk anak sejak lahir hingga dewasa
- MENDIDIK anak jimat berbelanja
- TAHU cara bijak berbelanja untuk persiapan raya
- PANDUAN merancang perbelanjaan majlis perkahwinan
- MELABUR secara bijak
- MENAMBAH pengetahuan tentang pengurusan kewangan dengan lebih Islamik

KANDUNGAN BUKU

BAHAGIAN 1 – MERANCANG KEWANGAN
Merancang Kewangan Dalam Fasa Kehidupan
Menyiapkan Peta Perjalanan Kewangan
Pendapatan Yang Berkat
Berlatih Mengurus Wang Sendiri
Merancang Wang Pinjaman Pengajian Tinggi
Suami Sebagai Pemberi Belanja
Isteri Sebagai Pengawal Bajet Keluarga
Naik Gaji Naik Pelaburan

BAHAGIAN 2 – MENGURUSKAN PERBELANJAAN
Berapa Lama Ringgit Berada Di Poket?
Semewah Manakah Diri Anda?
Survival Dalam Keadaan Serba-serbi Mahal
Taubat Daripada ‘Dosa’ Kewangan
Duit Bolos Di Depan Mata
Ayuh ‘Diet’ Belanja!
Boleh Jadi Jutawan Tanpa Rokok
Tingginya Kos Untuk Makan!
Belanja Makan Di Luar Biar Patut
Belanja Raya Yang Berpada
Wang Masuk Dan Keluar Seusai Raya
Merancang Percutian Keluarga
Merancang Keperluan Kenduri-kendara
Polisi Takaful Hantaran Kahwin Era Terkini
Miliki Rumah Dengan Kaedah Selesa

BAHAGIAN 3 – PELABURAN UNTUK ANAK-ANAK
Belanja Untuk Anak-anak
Sediakan Polisi Takaful Untuk Anak Bakal Lahir
Melabur Untuk Masa Depan Anak
Pemilihan Instrumen Kewangan Anak-anak
Pelaburan Saham Vs Saham Akhirat
Masa Untuk Melabur Ke Atas Anak-anak
Roti Goreng Dan Air Masak
Terapkan Congak Orang Niaga Kepada Anak-anak
Permainan Untuk Celik Kewangan Anak-anak

BAHAGIAN 4 – HIDUP SELESA TANPA HUTANG
Banyak Hutang Hati Bimbang
Bebas Dari Belenggu Hutang
Imbangi Status Hutang Anda
Awas! Perangkap Hutang
Kad Yang Lebih Berkat
Pembiayaan Semula Pinjaman Perumahan
Risiko Apabila Pendapatan Meningkat

BAHAGIAN 5 – PELUANG TINGKATKAN PENDAPATAN
Menjana Ekonomi Keluarga
Berhijrahlah Sekarang Juga!
Mendapatkan RM Yang Lebih
Jangan Lepaskan Peluang
Peluang Dan Risiko Melabur
Tip Mengurus Perniagaan Di Rumah

BAHAGIAN 6 – PERSEDIAAN MASA DEPAN
Wang Masa Depan
Konsistenlah Menabung
Sediakah Anda Untuk Bersara?
Merancang Untuk Persaraan
Lindungi Diri Daripada Risiko Kewangan
Takaful dan Pelaburan Sama Penting
Langkah Awal Untuk Pulangan Masa Depan
Sudahkah Menulis Wasiat?

Home Improvements

I currently wish for:

• a hanger for my scarfs - maybe some sort of rail; so that I cud neatly hang 'em all

this wud do...

or.. maybe this...

erm..wud this be practical? it's a coat hanger btw;p

• a rail for my ironed clothes, the 1 that i have is still not sufficient, really need to reorganize the room;). well, really can't wait till i hv my own dream wardrobe =)

hv always wanted this. it's practical, very neat & nice - everything has its own place;)

• a set of cookie jars - for kueh raya - kat Jusco ada kut?

Baby's Wish

all that i wish for my baby...

• a blog - a journal for us to share our stories
• a bank account - i will personally secretly start saving for him/her - a gift from the mother - RM 50/month. wud this amount be sufficient enuf? well, what really matters is consistency rite? plus, i believe nx month onwards, i wud surely be able to increase the amount, insyaAllah=)
  
• to inculcate good values in me; the mother to be;) - really should start, that's why I need a blog
  

p/s: on another note...i really wish to start my Great Saving this month, i wish to spend on nothing & to restart topping up my Tabung Haji account...but, I wonder how to start?. Should I just take away a huge sum & save, but, cud I survive till the end of this month? - Yes, I have a lot now since salary has been early....Is it time for me to start earning more; part-time mayb? erm, i've planned to spend on Milelea, Tupperwave. Ups, my car needs servicing too; hubby's sponsoring..but, still~. So, how much should I save? I just wish I cud SAVE 100%! I have a lot of plans ahead (Graduation - Let me put aside RM1k!, UK '09 - RM200/month, Hajj - RM100/month); thus a lot of accounts to be filled (Baby's account - RM50/month, my own - RM200/month, PB - RM****)

Journal Submitted

alhamdulillah...finally..such a blissful closing for a blessed Ramadhan;)

Alhamdulillah~